The following terms and conditions outline the policies and guidelines for using Nakira Insurance Agency’s website, and related services. These terms ensure transparent interactions while protecting your rights and ours.

Eligibility

• You must be at least 18 years old to use our services.
• By using our services, you confirm compliance with applicable laws and that your registration information is accurate and complete.

SMS Terms And Conditions

2.1 SMS For Consent Communication

The phone numbers obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

2.2 Types of SMS Communications

If you have consented to receive text messages from Nakira Insurance Agency, you may receive text messages related to:

• Appointment reminders
• Follow-ups on cases
• Policy updates and confirmations

Example SMS Message:
“This is Nakira Insurance Agency. You have an appointment scheduled for [Date & Time]. Reply STOP to opt-out at any time. For assistance, reply HELP or visit our Help Page and Privacy Policy.”

2.3 Message Frequency

The frequency of messages varies, but you may receive between 1 to 5 messages per month, depending on your engagement with Nakira Insurance Agency.

2.4 Potential Fees for SMS Messaging

Message and data rates may apply. The cost of sending and receiving SMS messages depends on your mobile carrier. Nakira Insurance Agency does not charge additional fees for SMS communications.

2.5 Opt-In Method

Customers will opt in for SMS messaging from Nakira Insurance Agency through the following methods:

• Submitting a consent checkbox on the Contact or Quote Form

This agreement for SMS will not be shared with third parties for marketing purposes.

2.6 Opt-Out Method

Customers may opt out of SMS messaging from Nakira Insurance Agency at any time by replying STOP to any received SMS message.
Once opted out, you will receive no further SMS communications.
You can opt back in at any time by replying START.

2.7 Help and Support

If you are experiencing any issues with SMS messages, you can reply with the keyword HELP or visit our Help Page.

2.8 Standard Messaging Disclosures

• Message and data rates may apply.
• You can opt out at any time by texting “STOP.”
• For assistance, text “HELP” or visit our Help Page, Privacy Policy and Terms & Conditions.
• Message frequency may vary between 1 to 5 messages per month.

User Conduct You agree to:

• Avoid unauthorized access, data theft, or misuse.
• Refrain from activities that may harm or misrepresent our services.

Indemnification You agree to indemnify and hold harmless Nakira Insurance Agency, its employees, and affiliates against claims, damages, or expenses arising from misuse of our services.

Limit of Liability We are not liable for indirect, incidental, or consequential damages, including loss of data, revenue, or goodwill resulting from the use or inability to use our services.

Linked Websites We are not responsible for third-party websites linked to or from our platform. Use these at your own risk.

Dispute Resolution All disputes will be resolved through arbitration, ensuring a neutral and binding resolution process.

Modifications to Terms We reserve the right to modify these terms at any time. Continued use of our services indicates acceptance of the revised terms.

Entire Agreement These terms constitute the complete agreement between you and Nakira Insurance Agency, superseding prior communications or agreements related to our services.

Insurance Policy Guidelines

• Policyholders are responsible for ensuring the accuracy of the information provided during application.
• Coverage limits and exclusions will be detailed in individual policy documents.
• Nakira Insurance Agency reserves the right to adjust premiums based on risk assessments or policy changes..
• Policy renewals are subject to review and may involve changes in terms or premiums.

Privacy and Data Protection

• We are committed to safeguarding your personal information. Refer to our Privacy Policy for details on how data is collected, used, and stored.
• Policyholders must notify us immediately in case of unauthorized access or data breaches related to their accounts.

Regulatory Compliance

• Nakira Insurance Agency operates in accordance with all applicable federal and state insurance regulations.
• Policyholders are advised to review and understand their rights as outlined by their state’s insurance regulatory body.

Customer Responsibilities

• Keep your contact information up to date to avoid lapses in communication.
• Notify us of any significant changes in risk factors that may affect your policy.

Force Majeure

• We are not responsible for delays or failures caused by events beyond our control, including natural disasters, governmental actions, or technical issues.

Contact Us If you have any questions about these terms and conditions, please contact us at:

• Email: info@nakirainsuranceagency.com
• Phone: 972-774-5168
• Address: 610 Uptown Blvd, Suite 2000, Cedar Hill, TX 75104